Working Capital

A major failure mode of existing token launches is how founders get working capital. To pay for real work, teams either pre‑mint huge allocations to themselves or periodically dump into their own community’s bids. In both cases, the cleanest way for a builder to pay rent is to sell out the people who believed earliest.

Splits

Cobuild solves this dynamic. Each Cobuild token can specify how newly minted tokens are split: a fixed share of every issuance can stream to builders, collaborators, or shared treasuries, and that rule is locked in at deploy time. For example, with a 20% split rate, when someone buys 100 tokens, 20 tokens automatically route to builders.

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Those split allocations are backed by the same redeemable treasury as everyone else’s, which means builders can cash-out without putting pressure on the market. In doing so, teams pay the same small cash-out tax as everyone else, raising the floor for all remaining holders. Instead of dumping on early believers, you can cash out to get working capital and continue to incentivize long term growth.

Loans

More powerfully, anyone can use their tokens as collateral for loans instead of market‑selling. Cobuild natively enables loans backed by each token's treasury. As a builder, you mortgage your future contribution to the network, not your community’s trust, and the interest paid on those loans feeds back into the treasury, nudging the floor higher for all holders.